# Innovation Transition

Fiat money hasn’t been fully digitized yet. It's like you still need to have a physical CD for digital music.

There are online wallets such GCash and Maya but the balances are still tethered to the paper money you can claim.

Sample:

| Old        | New                                     |
| ---------- | --------------------------------------- |
| CD         | Digital music (Spotify and Apple Music) |
| Mail       | Email                                   |
| Newspaper  | Online news                             |
| Books      | Kindle                                  |
| DVD        | Netflix                                 |
| Fiat money | Bitcoin / Crypto                        |

Innovations take time. Just be patient and look at other transitions.

| Old            | New                            |
| -------------- | ------------------------------ |
| Feature phones | iPhones and Android phones     |
| Taxis          | Grab or Uber                   |
| Hotels         | Agoda, Airbnb, and Booking.com |
| 9 to 5 jobs    | Remote work                    |


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